The CPF scam, controversy or mirage

Can one call the CPF a scam, or is there a better word to describe this scheme if it is not a scam? Can someone find a more suitable word instead of calling it a scam? It is definitely a big controversy over what it is and what it is not. It is in many ways like a mirage, like real but not real, like your money but not your money.

When we started joining the CPF scheme, I belong to the pioneer generation, things were very simple. Put aside some money as a saving for retirement. At 55 one will get every cent in the CPF account and nothing more to do with the CPF.

I just signed onto my account in the CPF and to my horror, I still owe the CPF several hundred thousand dollars, from housing loan, interest on housing loan and funds taken out for investments. Hey, I have passed the withdrawal age many aeons ago and should be getting every cent out from my CPF savings. I do not want to have anything to do with the CPF. Why am I owing money to the CPF or owing money to myself? What kind of trickery is this?

And why should I be owing money due to interest on my housing loans, fully paid, when it is my money? Should not my account be clean u, closed, leaving at most only the ransom that the govt has passed as law to hold on to my money, refusing to return to me fearing that I may squander them in Batam? What ransom? Oops, sorry, I mean the minimum sums that I cannot touch, and now not even sure if they are my money. Some people said money cannot use or not use is not your money.

Singaporeans are so daft that they did not know the money they saved in the CPF is their money, or is it the govt’s money? When an NMP said it is not the people’s money, nearly the whole Parliament nodded in agreement without anyone standing up to say she was wrong, that it is not the govt’s money but belong to the people that contributed as their life savings. Is this an implicit agreement that what the NMP said was true? Is this morally right to turn the people’s sayings into something else? And the daft kwai kwai let the govt decide what the govt wants to do with the money. They have no say to their own savings! And another compulsory scheme is on the way, to use the people’s life savings as if it belongs to the monkey proposing it.

My dream is for a new party to come into power and remove all these unjust and unfair laws to keep the people from accessing their money saved over a life time. This thing must be stopped one day and the money be returned to the rightful owners. No amount of ‘conmunication’ can change the fact that the money belongs to the people that contributed them. Monkeys, please keep your fingers off the people’s money.

This is uniquely Singapore. Communication should be spelt ‘conmunication’.
And the best part, at my age when I could be called to meet the maker any moment, I still have to contribute to my CPF in Medisave. What shit is this? Is this a kind of robbery from the oldies? No, no, it is compulsory, the law said so. It is legal. Not sure if I got the spelling right for the word legal. Then what is robbery? Robbery is the law did not say so.


US should stop its mischiefs in the South China Sea.

I refer to Today's paper report on page one " South China Sea isles 'ready for military use", information disseminated by an American Think Thank, " The Asia Maritime Transparency Initiative ( AMTI ) part of Washington's centre for Strategic and International studies. "

This is yet another of the continuous intermittent American mischiefs of stirring shit in the South China Sea to suit its agenda of aggression and containment against China and its ultimate aim and ambition of controlling and holding hegemony over the East China Sea and the South China Sea.

The Paracel and Spratly islands are inherent Chinese territories. China is exercising her sovereign rights in building up defensive installations in her own territories to deter American and Japanese aggression. It should be of no concern to the Americans which instead should be ashamed of its huge sprawling illegal military bases in Diego Garcia in the Indian Ocean and other military bases in Guam, Marshall Islands , Japan, South Korea and the Philippines.

It must be noted in the mid 1970s US had instigated Vietnam, Philippines and Malaysia to steal many of the Chinese islands at the time when China was militarily weak especially in naval defense vis-avis the Americans. Nevertheless there was a certain modicum of peace and tranquility in the South China Sea. It was only in 2010 when Obama and Hillary Clinton in their insanity and evil intent of pivoting to Asia to contain China that they created distrust and dissension among the countries bordering the South China Sea thus causing trouble and instability to eventually benefit US hegemony.

US should stop its mischiefs in the South China Sea and instead let the world have peace and security by dismantling all its military bases around the four corners of the earth.

US should stop complaining and accusing others falsely while as the Chinese have a saying " One is not aware of the shit in one's face but only the smell in others "  US fits exactly under that description.


Wednesday, 29th March, 2017

A mausoleum for Kim Jong Nam

Malaysia may be building a mausoleum to house the body of Kim Jong Nam forever. The families of the said victim are not coming forward to claim it. North Korea wanted it but Malaysia did not want to give it to them. According to Malaysian Health Minister Subramaniam, ‘There have been a lot of rumours that the body was cremated, but we would not do this without the responsible parties  giving us directives or agreements.’ This would lead to an impasse and Malaysia would end up with the body of Kim out of a matter of choice and kindness. Malaysia could easily return the body to North Korea, but for some reason or reasons, chose not to do so and would only want to return the body to the victim’s family that did not want to come forward.

Ok, so Malaysia, what are you going to do with the body now? Keep it in the morgue forever or turn it into something useful, like a tourist attraction to collect fees for its upkeep? A mausoleum would be practical and useful if Malaysia has the intention to turn this non profit act of kindness, a money losing situation, into a positive money making machine.

Come visit Malaysia to see this rare human specie, found only in North Korea but not in other parts of the world, a North Korean? And this is probably the only specimen that was poisoned by one of the deadliest nerve gases known to humankind.  It is a unique opportunity not to be missed. World scientists may also get the privilege of examining and studying the body and the effects of the deadly nerve agent known as VX. Visitors entering the mausoleum would have to pay for a protective clothing for their safety of course, some kind of sophisticated plastic overall. This would really be a piece of item that is attractive to the tourists visiting Malaysia and for keepsake.

I am giving the Malaysian Tourism Ministry good suggestions for free.


Terrex saga – Is Singapore off the hook?

 The attention has shifted towards the ship’s captain and APL that carried the Terrex APVs. Both are being charged for not filing proper documents for the Terrexes. The case seems so clean and so be like that from the very start. It was the duty of the ship’s captain and the APL to file the proper documents. Singapore was just an innocent customer paying for the shipping of its APVs.

At the moment it would seem quite clear that the ship’s captain and APL would have to face the music and the consequences, fines or maybe jailed. It is normal to expect that Singapore would do the necessary, provide all the information to ship the APVs to the shipper/APL as there was nothing unusual, nothing illegal and nothing to hide. And Mindef or whoever tasked to handle this consignment must be expected to do the proper, the due diligence. And the ship’s captain and APL are as good as cooked for not doing so unless the captain has something else to say.

Would there be any surprises like Singapore did not provide the necessary documents and falsely declared the Terrexes as something else? If this is the case, which is highly unlikely, the whole case would fall onto Singapore’s lap once again. In all probabilities, the case is as good as closed from the Singapore angle and everyone can have a good sleep. It is now between Hong Kong and APL and the ship’s captain.

There should not be any nasty surprises or unexplainable events to make Singapore jittery and all ‘emo’ again. Case closed. Keep your fingers crossed.


When we have water sufficiency

The outrageous and unthinkable happened with the announcement of the 30% price hike of water. And the most nonsensical and condescending reason for the hike, is to teach the people the value of water and to make the people feel the price of water. What hogwash! This is not new. Yeo Cheow Tong did it in his time to raise the price of water for the same reason when we were paying 3c for water from across the Causeway. And a large part of our water supply is still coming from Malaysia and at an unbelieveable price today but they are going to make you pay, for their illusion or delusion, to appreciate the value of water.

The govt has its own computation for this ridiculous and callous demand for a 30% hike quoting sensitive issues that could not be disclosed. Would the govt at least come out with some of the major factors and assumptions, without the details, that led to this price hike? At least the people would know what are the devils and whether the devils are unnecessary, facetious and could be removed from the computation.

We were not really self sufficient in water in the past. We depended too much on water from Malaysia until Mahathir knocked us out from our comfort zone. We went on a rapid water production programme and declared that we were self sufficient in water. It was a great effort and duly recognised. We moved from 3 tiny reservoirs to 17 huge reservoirs today while our population went from 2m to 5.5m and crazily ramping up to 6.9m while some IMH cases asking for 15m.

The big question, were we self sufficient in water at 5m population and if so, why must we move on to a treacherous path of water insufficiency in the future? What are the factors that contributed to this dangerous situation? Can this be avoided? Many have been guessing that the key factor towards painting ourselves into a corner is the mad craving for 6.9m population or more for economic growth as if economic growth is everything and the only way to achieve it is through population growth. If that is the reason many developed countries would have taken that path but they are not.

And this belief, this thinking, is not far from the truth. If this insane craving for a bigger population is removed from the equation, would there be a need to build all the expensive desalination plants and put the country in a state of crisis in the future? And water would not be the only strategic resource that would be stretched to the maximum with a bigger population. Everything, every essential service and resource would be strained. The most critical, and some that we don't even have, is energy source. We are 100% dependent on external energy sources and this is a very precarious position to be in, not counting on the supply of food to feed 6.9m people or more.

Now you can understand why there are still mad men talking about nuclear power plants in this piece of rock. They think they are very clever, to mount nuclear power station on floating platform, to be towed away for safety, to where? Would the littoral states allow Singapore to do that in the South China Sea or Indian Ocean? Would our neighbours be comfortable and forgiving for a 'nuclear bomb' that we insist on having that would jeopardise their well being?

Our thinking has been self centric, only thinking of self, our national interest and not of the concerns of our neighbours. Would we accept it if Malaysia and Indonesia would to locate their nuclear power stations in Johore and Batam respectively? By the way, this talk of national interest is also questionable. Is it really for the interest and good of the people or for who? Who would be benefitting from this population craze that would lead to a slippery and treacherous road of no return? Many people do not think it would benefit them and there are other safer and more manageable ways for economic growth without tying a knot on our throat. The knot would only be tighter by the days and would hang us high and dry in the future.

Is this multi milllion dollar thinking or crap thinking? We are familiar with the simple analogy of force feeding ducks or geese and the consequences. We are also familiar with drug taking and how it would self destruct and must self destruct up to a point. There is no miraculous escape for the Peking ducks or the geese that produced the foie gras or the drug addicts. The end result is certain death.

Are we so stupid and desperate to take the unrestrained high population path that would put an unacceptable strain on everything? The first victim to this foolishness is water pricing and the farcical logic being uttered that made the 'utterers' looking stupid even to a child. Please spare these fools from making themselves looking more ridiculous by what they have to say to justify an untenable premise.


Is Singaporean taboo?

The word Singaporean appears to be disappearing from being mentioned in the media or on the lips of our politicians, at least when reporting employment statistics is concerned. It is all but being replaced by words like locals and residents. It is as if the word Singaporean is now
taboo, cannot be spoken, cannot be mentioned.

Even Singaporeans are becoming lesser, becoming a minority in Singapore. Is there anything wrong with being Singaporeans, with calling Singapore Singapore or would be be more appropriate to affectionately call it Syonan To? Syonan To was good time to some Singaporeans while many were massacred by the barbaric Japanese invading soldiers.

All of a sudden no one wants to be Singaporeans or no one wants to mention this word Singaporean as if it is a disease. Are there still Singaporeans in Singapore or the remaining Singaporeans have resigned to the fate that they would be replaced by the foreigners? Are Singaporeans a soon to be extinct specie in Singapore?

Why is it that the media kept using terms like locals and residents and not
Singaporeans? Ashamed to use this word anymore? Or is there an agenda, to rid the term Singaporeans from Singapore like they got rid of local dialects in the past?

If there is no Singaporean to talk about, would they still be calling this
country a nation, would Singapore become a none state? Would Singapore just be a city for anyone that comes here, to be called a local or resident?

To the disappearing Singaporeans, what do you think? You still have a
country to call your own? Would there be a day when we will be telling our
grand children in the future that there was once an island we called home
but no more. It is now called Syonan To or something else depending on the new owners of the island? We gave it away without a fight. No, we invited foreigners to take it from us on a silver platter.

What a tragedy when that day comes.


Surge Pricing is the way to go

For the millionaires and those who can afford to pay and pay, surge pricing in a good formula and good policy to provide services and goods according to supply and demand. It is another core principle of free capitalist economy and laissez faire. Provide service and goods to those who can pay, forget about those who cannot pay. The rich will be very happy but the poor, what poor, they don’t deserve to have the services and the goods.

There is no free lunch, come and get it if you can afford it. That was why
many of the landlords and rich were executed when Capitalism reached its perfection and Communism came in to level the playing field when the
majority of the poor rebelled. Revolutions are made of such stuff, the
struggle between perfect Capitalism and the need to distribute wealth more equally, not equally, to the less deserving.

The parents are complaining that the price of milk powder has surged more than 120% over the last decade or so. A 900g tin of milk powder now costs $56 from $25.40. This must be surge pricing demand at work thought the manufacturers claimed costs are going up due to R & D. The parents are not amused. Maybe they should stop producing babies, then the demand for milk powder will fall and no surge in price.

When the prices of basic goods and services are determined by demand without intervention by the govt, it is very good for the rich and the producers of these goods and services. The other end of the stick is a different story. Should this be the principle for pricing of goods and services for all things?

Public transport prices, food prices, education, ERPs, medical, use of water and electricity, etc etc? Should the govt go this way, to encourage surge pricing and apply surge pricing for more goods and essential services?

The Sultan of Johore has just done the opposite by selling low cost housing to the losers that cannot afford to pay. This is against the principle of Capitalism and surge pricing. Why supply housing at low prices when he could make a pile by restricting supply and sell to the highest buyers? But he is going to stand out as a leader of the people, a champion of the masses, He is now putting many political leaders to shame. Once in a long while a benevolent leader will appear on the scene. This sultan is looking like the one the Malaysians are looking for.

How many monkeys are out there clapping and saying surge pricing is the
right thing and right policy to be adopted by the govt?